Here are 5 original ways to improve your financial well-being.
1. Do not skimp, but saveAmerican psychologists believe that the brain is interested in what we forbid it. For example, women who lose weight think only of harmful food. So the ladies, telling themselves that it's time to save, thoughtlessly lower money for unnecessary trinkets.
Start with the right mental attitude. You do not save on yourself, but save money for rest, a fur coat, a car or a house by the sea.
2. Let the money get freedomTo buy less, create monetary freedom.
That's what the American athlete David Veliver offers. Determine how much money you will need to live next year without working. Divide the number by 52. You will receive the amount that you want to postpone weekly to live 12 months carefree. Then, seeing the next sale at the sale, you will have to think a hundred times whether to buy it or not. After all, you deprive yourself of this freedom.
3. Less, but more enjoyWhat do you think, when are you going to save? Probably, about refusal of pleasant trifles: frequent trips by a taxi, everyday trips to a supermarket and breakfasts in cozy cafe. Think rightly, but it brings sadness. After all, in the pursuit of a dream, you will think about what you had to give up. Do not do this.
Danish psychologist Svend Brinkmann believes that an unhealthy thirst to become happy undermines the nerves, from which the brain reacts inadequately to what is happening. Happy meetings with friends please. But sometimes communication becomes boring. It takes a breather.
Give up everyday friendly meetings, go to the movies 1-2 times a month. Such forced measures will bring more satisfaction from communicating with friends and reduce costs.
4. Hide the plastic cardDo not want to leave a bank card at home? Wrap it in a landscape sheet of paper and write: "For an emergency" or hide it deep in a bag. This trick will protect you from unnecessary and occasional purchases.
For example, you decided to spend on the tenth pair of shoes. To do this, you need to pick up a purse, unfold a card or dig into the bag to find a precious thing. Agree, extra manipulation! ? In fact, besides the map, you have so many trinkets. While going with thoughts, the idea to buy goods will disappear by itself.
5. Put coins in a coin boxDo not pay attention to small change in the bag? And in vain, after all, if every evening to put coins in a piggy bank or bank, by the end of the month a pleasant sum is formed.
In this way it will not be possible to save up for a global thing, but an off-schedule trip to the sea, a trip to the entertainment center or a new haircut will present joy and unforgettable emotions.
Try to create a separate account to transfer there penny remnants from other cards. Yes, in Bali you quickly do not store, but enough for ladies' joys.
Spend money wisely and with pleasure. Save and save money for large-scale purposes. After all, you want to pamper yourself with new purchases, without hitting your own wallet.