How to save money

Practicality consists in the ability to spend money wisely. Without harm to the family, you can reasonably reduce even such waste that seems fatal.

Three principles of practicality

  1. Buy only what you need. Purchases are planned in accordance with the family budget and priority. Spontaneous purchases in case of "maybe in the farm will be useful" are not needed by anyone and only litter the living space. Goods from the stores "fixed prices" do not fit: why buy endlessly "cheap", if you can take immediately a normal product.
  2. Buy only what is useful (purchased from environmentally friendly ingredients). Acquisition should improve the quality of life.
  3. Buy only what is profitable. To study the market of offers, to take into account the ratio of the price and quality of the goods (how long it will be possible to use it after purchase).

Eat sparingly

On food, you can save, eating fully, if you approach this question wisely:

Seasonal principle

  • During the ripening of the fruit-vegetable fruit in the store and on the market is much cheaper, there is a great choice, and in their naturalness there are fewer doubts.
  • At the end of the season, after the appreciation of the gifts of fields, orchards and gardens, you can switch to freezing and homemade semi-finished products (if there is a place in the refrigerator for them).
  • It is advantageous to make homemade preparations in the form of pickles-jams.

Cooking and eating at home

  • At work, it is worth taking food from home, so as not to snack in cafes and pizzerias.
  • Prepare simple and hearty dishes: cereals, soups, meat casseroles, vegetables, fish, baked meat or fish.
  • It is worth to abandon the semi-finished products from the store, sausages, canned food and smoked products. This is both expensive and very dubious for a healthy diet. Homemade semi-finished products are always tastier and more useful.

Reasonable economy

  • In his spare time it is advantageous to "zatar" for a certain period of time, if possible making wholesale purchases and purchasing purchases in large packaging - this is an economical cheap package.
  • Do not choose the untwisted brands and packaging with chic design - this is an overpayment for the brand, which does not affect the nutritional properties and quality of the product.
  • Go shopping for groceries only. "Hunger is not my aunt," you can buy more with him than you planned.
  • Your "controller" should be a pre-compiled list of products that you need to follow scrupulously.
  • Control of small expenses: for sweets, chocolates, chewing gum. To do this: do not take with them to the supermarket children who constantly strive to draw another harmful sweetness.
  • We follow the storage terms: we do not purchase products with a small shelf life in large quantities.

Utilities

Tariffs of utilities are constantly growing, so you need to learn how to reduce costs.

We save water

  • To save water, you need to put meters, but it will be possible to save full-value only in the case of perfectly functioning sanitary ware: obsolete parts are replaced, the faucets do not drip, the faucets in the bathroom and in the kitchen are single-lever (they more precisely measure the water flow and the optimum temperature), special water diffusers aerators).
  • Modern models of washing machines and dishwashers also help to conserve water economically.
  • When washing the dishes manually, pre-soak it with the addition of detergent - it will be easier to clean and faster.

We save electricity

  • The big economy is the installation of a multi-tariff electronic meter. "Night" electricity is cheaper: we start in the night washing and dishwasher.
  • Do not drive the "washer" and dishwasher idle: to save electricity and detergent, load them under the string.
  • Correctly choose the program of washing - this will save the technique from breakages, and save extra kilowatts.
  • When buying electrical appliances, choose the energy efficiency class, which is indicated on the labels. The most profitable class is A, A +, A ++. The technology of these classes is significantly more expensive, but the difference will soon pay off due to the increase in electricity prices.
  • A big electricity consumption is provided by electric stoves. We correct the situation by selecting pots with a bottom a little more than the burner, and we cook necessarily with the lid closed - all this shortens the cooking time.
  • Carefully choose a place for a refrigerator and a freezer: away from the plate and battery. A thick layer of ice in the freezer also eats electricity.
  • We replace incandescent bulbs with energy-saving ones.
  • We control the light switches when leaving the house and leaving the room.
  • Turn off the unused devices from the network.
Reference: natural light is better in rooms with light walls, where the reflection of light is 3-4 times higher than in rooms with dark walls.

Things for life

We buy clothes

  • Buy clothes and shoes more profitable at the end of the season, on sales. There is an opportunity to dress stylishly and inexpensively.
  • Do not get carried away by buying things in online stores - it's more likely to buy a model not of your style or size, and in the worst case - a poor-quality product.

discount cards

It is beneficial to create a single bank of discount cards, by cooperating with families with whom you are friends. There is a growing opportunity to purchase many products at a discount, but the size of the discount is gradually increasing.

Do I need a loan?

Interest on the loan is a bottomless "Mariinsky hollow". Do not get into the debt hole because of furniture or household appliances - it is better to raise money for their purchase with reasonable savings.

What can I save on?

  • On expensive mobile phones. The latest models of superfashion smartphones do not justify their value. And in most cheap devices it is possible to install applications for reading books, watch videos and listen to music, store the necessary files. And why overpay?
  • On trendy clothes, which quickly becomes obsolete. It is better to give preference to the classics.
  • The annual subscription to fitness, bought by shares. He needs only strong-willed and purposeful.
  • An uninteresting hundred channels in a cable TV package.

What you should not save on

On the formation of children, self-development, nutrition, health, household appliances, plumbing and repair.

Trying to save, do not go to extremes. Do not forget the phrase: miser pays twice.
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About the author

Julia Nice

I'm fond of cooking and computer graphics, design. I appreciate decency, kindness, creativity and ingenuity in people.

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